MPESA Integration

Payments where your customers already are.

MPESA is Kenya's dominant payment method — and if your business isn't integrated, you're creating friction at the most critical moment of a customer's journey. We implement clean, reliable MPESA integrations via Safaricom's Daraja API, handling all the complexity so you don't have to.

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Capabilities

What's included

STK Push (Lipa Na MPESA)

Trigger payment prompts directly on your customer's phone. Instant checkout without redirects or manual entry.

C2B Paybill & Till

Accept payments via Paybill or Buy Goods numbers with real-time confirmation callbacks to your system.

B2C Disbursements

Send money to individuals — salary disbursements, refunds, commissions, and loans — programmatically at scale.

B2B Transfers

Business-to-business transfers for supplier payments and inter-company settlements.

Transaction Reconciliation

Automated matching of MPESA transactions to orders, invoices, or accounts — eliminating manual reconciliation.

Reversal Handling

Clean handling of transaction reversals and failure scenarios so your system always reflects the correct financial state.

How it works

Our process

Requirement Scoping

We establish which MPESA APIs you need — C2B, B2C, STK Push — and how they map to your business flows.

Safaricom Setup Support

We guide you through the Daraja portal registration, shortcode setup, and credentials configuration.

Integration Development

We build the integration into your platform — handling authentication, callbacks, idempotency, and error recovery.

Sandbox Testing

Full testing in the Safaricom sandbox environment across all payment flows and edge cases before going live.

Production Go-Live

Monitored launch on production with real transactions, with us on standby to resolve any issues immediately.

Use cases

Who benefits

E-commerce & Retail

Checkout with STK Push so customers pay in seconds without leaving your platform or app.

Schools & Education

Fee collection via Paybill with automatic reconciliation to student accounts — no more manual cross-referencing.

SACCOs & Microfinance

Loan disbursements and repayment collection via MPESA with full transaction audit trails.

Gig & Freelance Platforms

Automated earnings disbursement to workers' MPESA wallets on schedule or on demand.

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